Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Jun 04, 2025

The Housing Market Is Changing—and It’s Finally in Your Favor

If you’ve been sitting on the sidelines, waiting for the “right time” to buy a home, here’s your wake-up call: The market is shifting—and buyers finally have the upper hand.

It’s not just wishful thinking. It’s in the numbers.

Why It Feels Different (Because It Is)

For the first time in years, inventory is rising, homes are staying on the market longer, and sellers are starting to make real concessions.

Just look at what’s happening:

  • Inventory Surge: Compared to last year, there are now over 500,000 more homes for sale. That means more options and far less competition.

  • Homes Are Sitting Longer: Listings are staying on the market 7+ days longer than a year ago, giving buyers time to breathe and think before making offers.

  • Sellers Are Open to Negotiations: Price reductions, repair credits, and even closing cost help are back on the table in many markets.

This isn’t just a lucky break. It’s what industry pros call a buyer’s market—when the market finally tilts in favor of people just like you.


What This Means for You (and Why You Shouldn’t Wait)

  • Less Pressure – No more bidding wars. No more waiving inspections. You get to shop smart.
  • Better Deals – With more homes to choose from and fewer buyers to compete with, you’re in a powerful position to negotiate.
  • Stronger Protections – Want to ask for repairs after the inspection? Or negotiate credits? You’ve got room to do that again.

Yes, interest rates are higher than they were a few years ago—but you can refinance later. What you can’t do is rewind the clock and snatch up the perfect home at a price that worked for you after someone else already bought it.


Why Waiting Could Cost You More

Markets don’t stay soft forever. When rates drop again—and they will—demand will spike, competition will return, and prices could climb. The buyers who wait will be the ones stuck overpaying or fighting for homes all over again.


Here’s Your Next Step

  1. Don’t guess—get qualified. Let’s see what you can afford in today’s market. You may be surprised.
  2. Get the facts, not fear. We’ll walk you through the numbers, answer your questions, and help you understand your options clearly.
  3. Act while the market favors you. That window won’t stay open forever.

Ready to see what’s possible? Let’s talk today. Your dream home might already be on the market—just waiting for you to find it before someone else does.

Source: BiggerPockets and Mortgage Professional America (MPA)

✅ Benefits of Contract Loan Processing for VA Loans

  1. Specialized VA Knowledge

    • VA loans have unique requirements (COE, residual income, funding fee calculations, appraisal requirements).

    • A contract processor experienced in VA loans can spot potential issues early and streamline the process.

  2. Cost Savings for Lenders

    • No need to hire full-time staff; processors are paid per file.

    • Helps smaller brokerages or lenders manage fluctuating loan volumes without carrying extra payroll.

  3. Faster Turn Times

    • Contract processors often work remotely and are paid per closed file, so they’re incentivized to move loans quickly.

    • They can push COE requests, follow up on VA appraisals, and ensure VA-specific forms (26-1880, 26-8923) are completed on time.

  4. Compliance & Accuracy

    • VA has strict guidelines (e.g., allowable fees, seller concessions, and veteran protections).

    • A skilled processor reduces risk of compliance errors that could lead to loan buybacks or funding delays.

  5. Scalability

    • During high volume seasons (e.g., rate drops, PCS military moves), lenders can bring on extra processors quickly without long-term HR commitments.

  6. Reduced Loan Officer Burden

    • Lets LOs focus on originating, networking, and serving clients while the processor handles gathering DD-214s, income docs, pest inspection reports (if required), and underwriting conditions.

  7. Improved Borrower Experience

    • Veterans and active-duty borrowers often value clear communication and speed.

    • A processor who knows the VA process can anticipate documentation needs and prevent last-minute surprises.


👉 In short: Contract processors help lenders stay lean, compliant, and efficient, while ensuring veterans have a smoother experience.