Recent Articles
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Published on 01/12/2026
What to Look for in a Great Independent Loan Processor
🧩 What to Look For in a Great Independent Processor When evaluating options, consider: ✅ Experience & compliance knowledge — regulatory requirements change often and mistakes can delay or derail a loan. First Priority Processing ✅ Responsiveness & communication — proactive follow-ups matter more than speed alone. Real user feedback highlights this as a key differentiator. Reddit ✅ Technology proficiency — strong knowledge of LOS systems (e.g., Calyx, Encompass) and document workflows helps reduce errors and accelerate closings. ✅ Flat-fee or transparent pricing — avoid surprise add-ons or variable per task fees. ✅ References & reputation — ask for examples of similar loans they’ve processed.
Published on 01/06/2026
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.
Published on 12/30/2025
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger Data Last Week Caused a Slight Rate Bump
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
Your Secret Weapon: Independent Contract Loan Processors Who Deliver Results.
Because time in your day is worth more than time in your files.
Published on 11/11/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
Aliso Viejo - Contract Loan Processing Fee Pricing Per Loan Type
Contact Us for any Questions on Pricing.
Published on 11/06/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
Navigating Home Loans: How a Contract Processor Eases Your Mortgage Journey
Struggling with paperwork and deadlines? A contract processor simplifies the mortgage process, ensuring a smoother journey to your dream home.
Published on 10/10/2025
Deciding to Rent or Buy in Aliso Niguel: What You Need to Know
Are you torn between renting and buying a home? Discover key insights to help you make the best choice for your lifestyle and financial future in Aliso Niguel.
Published on 10/10/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
Discover the Benefits of Multi-Generational Living for Today's Homebuyers
Multi-generational living offers financial savings and built-in support, making it a smart choice for homebuyers facing affordability and space challenges.
Published on 09/26/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025