Here's a short to-do list to make sure your roof remains in good repair for years to come.
Branch trimming. If you have trees close to your home, a simple trim can prevent damage by removing weak branches that could fall on your roof.
Clear debris. Clearing your roof of leaf piles and debris can help prevent mold and mildew growth, helping preserve your roof's integrity.
Clean gutters. Gutters play a huge role in diverting water and debris away from your roof. Removing blockage can help minimize leak problems that may cause structural damage to your home.
Attic inspection. Check the attic for any signs of water leaks or moisture, as this could indicate roof issues. Also, ensure proper ventilation to prevent excessive heat and moisture buildup, which can deteriorate the roof over time.
Professional inspection. Schedule professional roof inspections and maintenance at least once a year, especially after severe weather events.
Specialized VA Knowledge
VA loans have unique requirements (COE, residual income, funding fee calculations, appraisal requirements).
A contract processor experienced in VA loans can spot potential issues early and streamline the process.
Cost Savings for Lenders
No need to hire full-time staff; processors are paid per file.
Helps smaller brokerages or lenders manage fluctuating loan volumes without carrying extra payroll.
Faster Turn Times
Contract processors often work remotely and are paid per closed file, so they’re incentivized to move loans quickly.
They can push COE requests, follow up on VA appraisals, and ensure VA-specific forms (26-1880, 26-8923) are completed on time.
Compliance & Accuracy
VA has strict guidelines (e.g., allowable fees, seller concessions, and veteran protections).
A skilled processor reduces risk of compliance errors that could lead to loan buybacks or funding delays.
Scalability
During high volume seasons (e.g., rate drops, PCS military moves), lenders can bring on extra processors quickly without long-term HR commitments.
Reduced Loan Officer Burden
Lets LOs focus on originating, networking, and serving clients while the processor handles gathering DD-214s, income docs, pest inspection reports (if required), and underwriting conditions.
Improved Borrower Experience
Veterans and active-duty borrowers often value clear communication and speed.
A processor who knows the VA process can anticipate documentation needs and prevent last-minute surprises.
👉 In short: Contract processors help lenders stay lean, compliant, and efficient, while ensuring veterans have a smoother experience.